We’re Wellmark, Inc., an independent licensee of the Blue Cross Blue Shield Association. We’re also a mutual insurance company, which means we’re owned by our policy holders, not investors — and that’s important. Since we’re owned by our friends and neighbors throughout Iowa and South Dakota, we know what’s important. Wellmark members demand exceptional value. We work hard every day to deliver that by carefully managing costs, providing outstanding customer service and empowering our members to stay healthy.